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Official Legal Document

Stawi Privacy Policy

Effective date: August 4, 2026•Last updated: August 4, 2026 (Finance tools: on-device only)

This Privacy Policy describes how Stawi ("we", "us", or "our"), operated by ROTD Tech, collects, uses, stores, shares, and protects information when you use the Stawi mobile application (package: com.rotd.stawi) and related services (the "Service").

By creating an account, accessing, or using Stawi, you agree to this Policy. If you do not agree, please do not use the Service.

1. Who we are

Stawi is a multi-feature Android app that combines community chat, audio/video calls, learning materials, and personal finance tools (budgeting, investment planning, and tax estimation).

2. Scope

This Policy applies to personal data processed through the Stawi app, backend services we operate, and third-party infrastructure we use to deliver the Service (for example cloud authentication, databases, messaging, analytics, AI, video, and payments). It does not apply to third-party websites, apps, or services you open through Stawi (including external learning links, YouTube, and sponsor content), which have their own privacy practices.

3. Information we collect

Except as stated for on-device finance tools in section 3.4, we collect information in the following categories when it is needed for online features. The exact data depends on the features you use and the permissions you grant.

3.1 Account and identity

• Sign-in identifiers: email address and password (when you use email registration/sign-in); Google account identifiers and email when you sign in with Google. • Profile data: username/display name, optional phone number, profile photo. • Authentication state: session tokens, provider type, multi-account switcher metadata. • App lock data: local PIN and optional biometric unlock handled locally by the Android system secure hardware. • Referral identifiers: referral codes or linked user IDs for rewards or tracking.

3.2 Messages, media, and community

• Chat messages, media/file attachments, timestamps, sender/receiver IDs, read status. • Presence signals (online/active status) and group/meeting metadata.

3.3 Calls and real-time communications

When you place or receive audio/video calls, signaling data (participants, room IDs, timestamps) and media streams are processed through our call infrastructure provider. We do not sell call content.

3.4 Finance tools (on-device only — we do not collect this data)

Stawi includes budgeting, investment planning, and tax estimation tools that run entirely on your phone.

  • Numbers and financial details you enter stay strictly on your device.
  • Calculated results, schedules, and exported PDFs remain on your device unless you manually share them.
  • We do not upload, sync, or store your finance tool inputs on Stawi servers, Firebase, or cloud backends.
  • Uninstalling the app deletes local finance data unless you have made your own backup.

Important: Financial tools are informational planning aids, not licensed professional tax, investment, banking, or legal advice.

3.5 Learning and content

Progress tracking for learning feeds, YouTube API integration data, and external web links you open.

3.6 SMS-related features

If granted, SMS permissions are used solely for in-app messaging or verification features. You may revoke SMS permissions anytime in system settings.

3.7 Notifications and device data

Push notification tokens (FCM), device model, OS version, IP address, and security telemetry needed for abuse prevention.

3.8 Payments and premium

Payment reference IDs and subscription entitlement states. Full credit card data is processed securely by PCI-compliant payment processors and never stored on our servers.

4. How we use information

We use personal data that we collect to:

  • Create and secure accounts and support multi-account functionality.
  • Provide real-time chat, video calling, and interactive learning tracks.
  • Deliver transactional notifications and push alerts.
  • Prevent fraud, enforce security, and process premium features.

We do not sell your personal data to third parties. We do not collect budget, tax, or investment figures.

6. How we share information

We share data with infrastructure partners only as necessary to operate the app:

  • Google Firebase / Cloud: Authentication, database sync, push notifications, anti-abuse.
  • LiveKit / Realtime Media: Audio/video streaming infrastructure.
  • AI Providers: Generative inference for text summaries you explicitly request.

7. AI processing

Prompts and text you submit to AI features may be processed by AI inference providers. On-device financial inputs are never sent automatically to AI engines unless you manually copy-paste them into an AI prompt box.

12. Your rights and choices

Under Kenya's Data Protection Act and applicable privacy laws, you have the right to access, correct, or request deletion of your account and personal data.

To request account deletion or data access, email us at privacy@rotdtech.co.ke with the subject "Stawi Privacy Request".

17. Contact Us

ROTD Tech

Email: privacy@rotdtech.co.ke

Web: https://rotdtech.co.ke

Application: Stawi (com.rotd.stawi)

© 2026 ROTD Tech. All rights reserved.